Workers Compensation Insurance in California

Are you a California Employer looking for a Work Comp Quote at renewal? Do you like Pie Insurance but are unsure if you should work directly with an Insurance Company? Maybe you don’t want to give up the many benefits of working with a California Insurance Broker.

Well I have Good News! You can have the best of both worlds! Its Easy as Pie (Insurance that is). Let us negotiate your Workers Compensation Rates using multiple insurance carriers not just Pie Insurance! If you’re looking to improve your Worker Compensation Insurance Cost, then you’re in the right place.

Insuraserv is an independent insurance agency with access to several A Rated insurance carriers. Let us manage your Business Insurance Watch my video “Work with a Pie Insurance Broker & SAVE money on your California Worker Compensation Insurance” then start your workers comp quote.

Workers Compensation Insurance

Am I required to have Workers Compensation Insurance?

Workers Compensation coverage is a state-mandated insurance program that covers lost wages and medical treatment resulting from an employee’s work-related injury or illness. It also covers services needed to help an employee recover and return to work.

In most states, work comp insurance is required.

Workers Compensation Insurance

How Much Is Workers Compensation Insurance in California?

Because coverage requirements vary by state, the cost of Workers Compensation depends on where your business operates. Other factors that affect your rates include…

  • The number of employees you have.
  • The type of work your employees do.
  • Your claims history.
  • Your industry.

Like all insurance, Work Comp is priced based on risk.

Riskier industries and jobs are more expensive to insure than less risky ones. To make sure prices are as fair as possible, they’re determined by classification codes.

Each type of work or industry has a unique code that classifies the industry and risk, and helps the insurance carrier determine a suitable rate.

One way to save money on your Workers Comp policy is to make sure you’ve classified every employee correctly. The secretary for a construction firm, for example, will have lower rates than the bricklayers.

At Insuraserv Insurance Solutions, we understand the importance of keeping your employees safe and sound. After all, they are the foundation of your business.